Divorce Options

Short and to the point article:

“To Reconcile, Negotiate, Mediate or Litigate”

Advertisements

“I didn’t know it was so bad!”

The senior population in America is booming!  As Americans live longer and the “Boomer” generation enters retirement (and beyond), issues facing the elderly are becoming more prevalent.  One area that is beginning to grow is elder mediation – an area that is making news.

Families are finding that coming together with a mediator – having a facilitated family meeting – is pivotal to the success of how they address elder care issues and end-of-life decisions.   One Mediation facilitates these kinds of meetings with caring mediators who also have strong understanding of the law and local resources.

Schedule your family meeting – whether due to a pending issue or in order to get your family on the “same page” about your aging progression wants – with us!

 

Elder Mediation Program Launches The Easiest Way to Hold a Family Meeting

One Mediation is pleased to announce the launch of the Elder Care Decision Program.

Through this program, families (usually at the behest of a child-caregiver) meet with an experienced mediator (typically an attorney) who is familiar with legal issues and elder resources in the vicinity.  By making an appointment for a “family meeting,” frank conversations about the care of a loved one or end-of-life issues are aired.  Through this process, a family can forge consensus and create an agreement, usually a Caring Plan,  about how they will handle issues today and foreseeable changes in the future.

These meetings often prevent later strains on family relations due to misunderstanding, unstated concerns, and pent-up emotions.

Indeed, where an adult sibling begins providing more and more assistance to a parent, the less involved (and often out-of-state) siblings can feel disconnected to the situation and suspicious.  For example, the primary caregiving child begins to receive frequent checks from the parent.  While the checks are reimbursements for expenses related to the parent’s care (groceries, medicines, etc.), it may appear to others that the caregiver is taking advantage of the parent for personal gain.  These misunderstandings can easily be avoided – but poor communication fans the flames of suspicion.  A family meeting could have prevented such emotional toils.

Families do not have to wait until there is a “scare” or a crisis with an aging loved one.  Instead, seniors – particularly those in blended families – can “call a family meeting” to let their children, siblings, and other loved ones know what they want and desire as they age.  These meetings, which are facilitated by a mediator, make it less uncomfortable for aging parents to ensure that their “next of kin” know their desires and where (and who is listed in) their important documents (e.g., living wills, organ donation wishes, will administration, etc.).

Akin to going to the dentist, this appointment may be something that families don’t want to do, believe they can put off, and want to avoid.  However, the consequences of not holding a family meeting (facilitated or otherwise) can be – literally – life or death.

Call One Mediation (404-720-0599) for more information about this program and whether scheduling an appointment for your family meeting would be helpful.

UPS Botched Its HR Logistics With A “Ready, Fire, Aim” Tactic

Look before you leap.  Get your ducks in row.  Know Before You Go.  All of these sayings fit the bill for what the media is saying about how UPS handled the termination of one of its employees.

The short story is that UPS suspected that an employee was engaged in fraudulent conduct, terminated the employee, and turned the matter over to the police.  In litigation, the employee was able to show that UPS had not completed its investigation into the allegations and did not offer him an opportunity to refute the allegations.   The employee, as a result, left his job with a very high incentive to fight the fraud charges and to clear his name.

He did and arguably has won.

UPS, on the other hand, looks like it did not plan or execute well as it “ready, fire, aimed.”

The moral of the story for HR Professionals is to do the investigation right and to complete it before taking action.

Three Tips on Refinancing the Mortgage When Divorce Is Involved

Guest Contributor:  Patrick Spencer (pspencer@envoymortgage.com)

With the downturn in the real estate market, I am seeing more clients who need my help as they enter the divorce arena.  Trying to sort out “the house,” especially when the principle on the mortgage is more than its current market value, is just plain hard for divorcing couples in this economy.  But, a little leg work can help!

Three Tips:

1.  Gather the Paperwork! Couples should get information about their current mortgage(s).  How much is the interest rate?  How much is left on the note?

2.  Research refinance options! Both spouses should look into “pre-qualification” for refinancing their current mortgage.  With this information, couples can really understand whether re-financing makes sense for their situation.

3.  Crunch the Numbers! Is refinancing going to be the best option for you, your spouse, your family?  The answers may differ, but only you can size up the options as they relate to your situation.

For those going through a divorce, I am always happy to help you look at refinancing.  I pride myself in taking all the guess-work out of the mix and talking through what to expect in getting an application completed.  For questions concerning refinancing and/or an online application, go to https://Pat./ApplyGa.com or call me at 478-238-9542.

The Irish Are Doing It

Couples who are parting ways are learning that mediating their separation is not only practical, but penny-wise.  The chorus of “amens” stretches as far as Ireland where mediators are finding more demand for their services, particularly in an economy that may force the couple to stay under the same roof.  And, co-mediation, which is used in One Mediation’s Separation Program, also finds great success there, too!